Arizona Airbnb Calculator
Project a Arizona short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Arizonadefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Arizona STR assumptions
This page seeds the calculator with a starting property value of $430,000.00 and a starting ADR of $194.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Arizona effective property-tax rate of 0.48%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Arizona investing profile: Arizona passed preemption legislation limiting local STR bans (A.R.S. § 9-500.39), but cities retain some regulatory authority (safety, noise, taxes). Sedona has been particularly aggressive within allowed limits. This is a rapidly evolving legal area.
Market context: Phoenix/Maricopa County (largest, most liquid SFR market in U.S.). Tucson/Pima County (more affordable, university + military cash flow). Mesa/Chandler/Gilbert (suburban growth, strong SFR rental demand). Flagstaff (STR/vacation rental, university). Yuma (military-adjacent cash flow).
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