California Airbnb Calculator
Project a California short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Californiadefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
California STR assumptions
This page seeds the calculator with a starting property value of $790,000.00 and a starting ADR of $256.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the California effective property-tax rate of 0.7%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the California investing profile: Extremely varied and restrictive in major cities — LA requires primary residency and host registration (no investor STRs). San Francisco similarly restrictive. Palm Springs relatively permissive. One of the most active STR regulatory environments in the U.S.
Market context: Inland Empire (Riverside/San Bernardino — more affordable, logistics-driven). Sacramento/Central Valley (more cash-flow-friendly than coastal). Fresno (affordable cash flow, medical/ag economy). San Diego (appreciation-driven, strong demand fundamentals). Bakersfield (highest cash flow ratios in CA).
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