Georgia Airbnb Calculator
Project a Georgia short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Georgiadefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Georgia STR assumptions
This page seeds the calculator with a starting property value of $320,000.00 and a starting ADR of $175.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Georgia effective property-tax rate of 0.79%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Georgia investing profile: No statewide restrictions. Atlanta has an active STR ordinance requiring registration and limiting investor (non-owner-occupied) STR licenses in residential zones. Savannah has STR regulations. Atlanta STR rules have been in flux with recent amendments.
Market context: Atlanta Metro (Fulton, Gwinnett, Cobb, Clayton, DeKalb — largest SFR institutional market in the country). Savannah/Chatham County (port economy, strong growth, hybrid). Augusta/Richmond County (military + medical, cash flow). Columbus (military — Fort Moore, cash flow). Macon-Bibb County (affordable cash flow entry).
Related REI Analyzers
Compare fix-and-flip net profit vs. BRRRR cash-out refi with state-aware taxes, insurance, and worst-case stress testing.
Model real post-purchase rental cash flow with state-specific post-sale tax-reset modeling for all 50 states.
Estimate seller net proceeds with payoff lines, credits, state-specific 2026 closing costs, local transfer-tax overrides, and optional buyer payment context.
Underwrite house flips with net profit, ROI, max offer, holding-cost burn, and state-aware stress testing.
Underwrite duplexes, fourplexes, and small apartment buildings with rent roll, NOI, NCF, DSCR, cap rate, cash flow, and state-specific warnings.