Maine Airbnb Calculator
Project a Maine short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Mainedefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Maine STR assumptions
This page seeds the calculator with a starting property value of $340,000.00 and a starting ADR of $150.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Maine effective property-tax rate of 0.98%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Maine investing profile: No statewide restrictions. Portland has STR regulations with owner-occupancy requirements. Coastal towns (Kennebunkport, Bar Harbor) have varying levels of STR regulation. Rapidly evolving in tourist destinations.
Market context: Portland/Cumberland County (largest, most liquid market, strong rental demand). Lewiston-Auburn/Androscoggin County (most affordable Maine market, cash flow). Bangor/Penobscot County (regional hub, affordable, University of Maine). York County coastal (Kennebunk, Ogunquit — premium STR market). Bar Harbor/Hancock County (Acadia tourism, STR premium).
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