Maryland Airbnb Calculator
Project a Maryland short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Marylanddefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Maryland STR assumptions
This page seeds the calculator with a starting property value of $415,000.00 and a starting ADR of $213.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Maryland effective property-tax rate of 0.92%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Maryland investing profile: No statewide restrictions. Baltimore City, Montgomery County, and Ocean City have STR regulations. Ocean City has specific seasonal rental rules. Baltimore City STR ordinance is evolving.
Market context: Baltimore City (cash flow, deeply affordable SFR/small multi, but high crime and lead paint compliance burden). Baltimore County/Anne Arundel County (suburban Baltimore, hybrid). Prince George's County (DC suburb, strong rental demand, affordable relative to Montgomery). Frederick/Frederick County (I-270 corridor, growing, hybrid). Hagerstown/Washington County (most affordable, cash flow).
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