Massachusetts Airbnb Calculator
Project a Massachusetts short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Massachusettsdefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Massachusetts STR assumptions
This page seeds the calculator with a starting property value of $555,000.00 and a starting ADR of $219.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Massachusetts effective property-tax rate of 1%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Massachusetts investing profile: Boston requires STR registration with owner-occupancy requirement for most residential zones (limiting investor STRs). Cambridge has restrictive STR rules. Cape Cod towns vary. Boston STR enforcement has increased.
Market context: Greater Boston (Suffolk, Middlesex, Norfolk counties — deep liquidity, extremely high rents, appreciation market). Worcester/Worcester County (most affordable mid-size MA city, hybrid, growing). Springfield/Hampden County (western MA, cash flow, most affordable). Lawrence/Essex County (gateway city cash flow). New Bedford/Bristol County (cash flow, port economy).
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