Minnesota Airbnb Calculator
Project a Minnesota short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Minnesotadefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Minnesota STR assumptions
This page seeds the calculator with a starting property value of $305,000.00 and a starting ADR of $163.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Minnesota effective property-tax rate of 1%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Minnesota investing profile: Minneapolis limits STRs. St. Paul has STR regulations. Duluth and lake resort towns have varying ordinances. Twin Cities STR rules are evolving.
Market context: Twin Cities Metro (Hennepin, Ramsey, Dakota, Washington, Anoka counties — but note rent control in Minneapolis/St. Paul). Outer ring suburbs (Burnsville, Plymouth, Maple Grove — no rent control, strong demand). Duluth/St. Louis County (affordable, medical/education anchor, growing). Rochester/Olmsted County (Mayo Clinic anchor, stable hybrid market). St. Cloud/Stearns County (affordable cash flow).
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