New Hampshire Airbnb Calculator

Project a New Hampshire short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.

Local verification required. New Hampshiredefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.

New Hampshire STR assumptions

This page seeds the calculator with a starting property value of $400,000.00 and a starting ADR of $188.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.

Property tax is seeded from the New Hampshire effective property-tax rate of 1.5%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.

STR diligence note from the New Hampshire investing profile: No statewide restrictions. Lakes Region (Laconia, Meredith) and seacoast towns have local STR ordinances. Lakes Region STR regulations are actively developing.

Market context: Manchester/Hillsborough County (largest city, most affordable NH market, hybrid). Nashua/Hillsborough County (Boston commuter belt, strong demand). Concord/Merrimack County (state capital, stable). Portsmouth/Rockingham County (seacoast, premium appreciation market). Lakes Region (Belknap County — vacation rental market).

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