New Jersey Airbnb Calculator
Project a New Jersey short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. New Jerseydefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
New Jersey STR assumptions
This page seeds the calculator with a starting property value of $460,000.00 and a starting ADR of $206.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the New Jersey effective property-tax rate of 1.88%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the New Jersey investing profile: No statewide ban. Municipalities vary widely — Asbury Park, Cape May, and Atlantic City have STR frameworks. Many residential municipalities have de facto or formal STR restrictions. Shore town STR rules are highly variable and evolving.
Market context: Newark/Essex County (highest gross yields in NJ, NYC proximity, cash flow but complex regulatory environment). Jersey City/Hudson County (NYC proximity, strong appreciation, difficult cash flow + rent control). Trenton/Mercer County (affordable, state government, cash flow). Camden/Camden County (most affordable NJ entry prices, cash flow, revitalization potential). Atlantic City/Atlantic County (casino economy, affordable, STR potential).
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