Oregon Airbnb Calculator
Project a Oregon short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Oregondefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Oregon STR assumptions
This page seeds the calculator with a starting property value of $460,000.00 and a starting ADR of $200.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Oregon effective property-tax rate of 0.81%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Oregon investing profile: Portland requires owner-occupancy for STR permits and caps permits per zone. Bend has STR regulations. Coastal towns (Cannon Beach, Newport) have varying ordinances. Portland STR rules limit investor-owned STRs significantly.
Market context: Portland/Multnomah County (largest, most liquid, but very tenant-protective). Beaverton/Washington County (Portland suburb, strong tech employment, better regulatory environment than Portland proper). Eugene/Lane County (University of Oregon, cash flow + hybrid). Bend/Deschutes County (outdoor recreation/tech migration, appreciation market). Salem/Marion County (state capital, more affordable, hybrid). Medford/Jackson County (Southern OR, more affordable, hybrid).
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