South Dakota Airbnb Calculator
Project a South Dakota short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. South Dakotadefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
South Dakota STR assumptions
This page seeds the calculator with a starting property value of $245,000.00 and a starting ADR of $119.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the South Dakota effective property-tax rate of 1%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the South Dakota investing profile: No statewide restrictions. Rapid City and Black Hills area have some STR regulations given tourism activity.
Market context: Sioux Falls/Minnehaha County (largest, fastest-growing, diversified economy — banking/finance/healthcare, hybrid). Rapid City/Pennington County (Black Hills gateway, tourism/military, hybrid/STR). Aberdeen/Brown County (regional hub, affordable cash flow). Brookings/Brookings County (SDSU university market, stable).
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