Texas Airbnb Calculator
Project a Texas short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Texasdefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Texas STR assumptions
This page seeds the calculator with a starting property value of $300,000.00 and a starting ADR of $175.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Texas effective property-tax rate of 1.4%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Texas investing profile: No statewide restrictions. Austin and San Antonio have active STR ordinance frameworks. Dallas and Houston have limited regulations. Fredericksburg (wine country) and other tourist destinations have STR rules. Austin STR regulations have been in significant flux.
Market context: Dallas-Fort Worth/Tarrant-Dallas-Collin-Denton counties (largest TX metro, most liquid SFR market, hybrid). Houston/Harris County (largest city, energy-driven, hybrid, flood risk important). San Antonio/Bexar County (military-heavy, affordable, cash flow + hybrid). Austin/Travis-Williamson-Hays counties (tech-driven appreciation, difficult cash flow, highly regulated STR). El Paso/El Paso County (Fort Bliss, border economy, steady cash flow). Killeen-Temple/Bell County (Fort Cavazos, military cash flow). Lubbock/Lubbock County (Texas Tech, affordable cash flow).
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