Virginia Airbnb Calculator
Project a Virginia short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Virginiadefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Virginia STR assumptions
This page seeds the calculator with a starting property value of $365,000.00 and a starting ADR of $188.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Virginia effective property-tax rate of 0.78%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Virginia investing profile: No statewide restrictions. Virginia Beach, Richmond, and Northern Virginia jurisdictions have varying STR ordinances. Virginia Beach has active STR regulation. Richmond and Northern Virginia STR rules are evolving.
Market context: Northern Virginia/DC Metro (Fairfax, Arlington, Loudoun, Prince William counties — federal employment anchor, very strong demand, appreciation/hybrid). Hampton Roads (Virginia Beach, Chesapeake, Norfolk, Suffolk — military-heavy, 5 major bases, strong rental demand, hybrid). Richmond/Henrico-Chesterfield-Richmond City (state capital, growing tech/finance, hybrid). Roanoke/Roanoke Valley (affordable, healthcare anchor, cash flow). Charlottesville/Albemarle County (UVA, appreciating hybrid).
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