Washington Airbnb Calculator
Project a Washington short-term rental with state property-tax and insurance defaults, editable platform fees, lodging-tax treatment, operating expenses, cash flow, and break-even occupancy.
Local verification required. Washingtondefaults do not determine whether an STR is legal at a specific address. Verify city, county, zoning, HOA, primary-residence, permit, tax-registration, and platform collection rules before relying on the projection.
Washington STR assumptions
This page seeds the calculator with a starting property value of $580,000.00 and a starting ADR of $219.00. These are screening defaults, not local revenue data. Replace them with nearby comparable STRs, seasonality, and actual booking history when available.
Property tax is seeded from the Washington effective property-tax rate of 0.75%. Insurance uses the same state risk model as the other REI analyzers. Lodging tax is deliberately user-entered because city, county, tourism, convention, and occupancy taxes are often local.
STR diligence note from the Washington investing profile: Seattle requires STR registration with owner-occupancy requirements (limiting investor STRs in residential zones). Other cities (Bellingham, Spokane, Leavenworth) have varying STR ordinances. Seattle STR enforcement is active.
Market context: Seattle/King County (largest, most liquid market, tech-driven, appreciation/hybrid). Tacoma/Pierce County (most affordable Puget Sound market, military — Joint Base Lewis-McChord, hybrid). Spokane/Spokane County (eastern WA, most affordable major WA city, cash flow + emerging hybrid). Bellevue/Eastside/King County (tech premium, Amazon/Microsoft, appreciation). Tri-Cities/Benton-Franklin counties (eastern WA, Hanford nuclear site employment, cash flow). Bellingham/Whatcom County (Western Washington University, near Canadian border, hybrid).
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