New York Fix-Flip Calculator
Underwrite a New York house flip with local tax, insurance, transfer-tax, attorney-state, and timeline assumptions built into the model.
Preliminary screening tool only. New Yorkdefaults are illustrative and use state-level averages. County costs, lender terms, insurance quotes, contractor bids, permit issues, and resale prices can differ materially from this model. Verify every number locally before writing an offer.
New York flip assumptions
This state page seeds the analyzer from the existing New Yorkinvesting profile where available. The starting ARV is $400,000.00, with a distressed purchase assumption of $272,000.00 and a rehab budget of $60,000.00. Adjust the sliders to match the actual property.
Holding taxes use the New York effective property-tax rate of 1.3%. Insurance uses the same state risk model as the other REI analyzers. Transfer tax is modeled at 1.5% of purchase price.
The stress case adds 67 months to the hold period from the New York timeline data, then combines that delay with rehab +20% and ARV -5%. New York is modeled as an attorney-closing state, so the calculator adds the default acquisition attorney fee.
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