Virginia Seller Net Sheet Calculator
Estimate your Virginia seller net sheet with payoff lines, credits, state-specific 2026 transfer tax, title insurance, attorney fees, property-tax proration, and official local transfer-tax overrides where available.
Preliminary screening tool only. Default values are illustrative examples — not market offers. Virginia costs use state-level averages that vary by county, property, and closing agent. Verify every number with local professionals (title, attorney, lender, CPA) before signing closing documents. This is not legal, tax, or investment advice.
How We Calculate Virginia Home Sale Costs
Transfer Taxes
VA Grantor's Tax: Virginia levies a flat 0.10% transfer tax, customarily paid by the seller.
Source notes: Grantor's tax $0.50/$500 (0.10%) seller-side only; recordation $0.25/$100 (0.25%) is buyer-side and not modeled here.
Title & Escrow
Title insurance custom: In Virginia, title insurance is typically paid by the buyer. Title policies protect against title defects discovered after closing; the lender requires their own policy regardless of who pays. The analyzer's estimate ($500 base + $4.50 per $1,000 over $100K) is calibrated against ALTA / TIRSA filings — real rates vary by carrier.
Closing protocol: Virginia uses a hybrid model — closings can be handled by either a title company or attorney depending on county and contract.
Tax Proration & Cycles
Billing cycle: Virginia bills property taxes in hybrid. Hybrid cycles split billing across two installments; the analyzer defaults to the dominant component for a conservative seller estimate.
Closing Protocol
Virginia attorney/escrow fees typically range $400-$900 based on transaction complexity and locality. The analyzer defaults to the midpoint of this range for hybrid states; override the default in the Advanced Disclosure if your closing agent quotes outside the typical range.
Typical Virginia seller closing costs
In Virginia, sellers typically pay around 8-10% of sale price in closing costs — agent commission (5-6%), va grantor's tax (0.10%), title insurance (buyer-paid), hybrid closing fees, and hybrid property-tax proration. For the full long-form breakdown across all 50 states, see the hub at /analyzers/home-sale-net-proceeds.
Compare Virginia with Similar Markets
These states share a similar seller-side cost profile to Virginia based on transfer tax, title-payer custom, closing protocol, and proration cycle. Click through to run your sale under each market's specific cost structure.
Virginia Home Sale FAQs
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